I'm Robert Nugent of Completely Money.
I began my career in financial services in 2000, working in insurance sales before subsequently moving into the mortgage industry, qualifying as a mortgage adviser with the Chartered Insurance Institute (CII) in 2004.
I continued to work and develop my knowledge in financial services for several more years, but also spent significant periods of time working in and obtaining qualifications in other industries including security, IT and bookkeeping, in many cases holding training and supervisory positions, before returning to the mortgage industry full-time in 2016.
In 2018 I passed the London Institute of Banking and Finance (LIBF) benchmark CeMAP qualification as my then employer preferred this qualification over the CII's, and I qualified to advise on equity release the following year.
I have also studied various financial and business subjects with organisations including the Chartered Institute of Bankers, the Society of Will-Writers, the Open University and the Association of Accounting Technicians, and over the years I have worked for some of the UK's leading banks including RBS/NatWest and HSBC, and in collaboration with other well-known institutions such as Deloitte and CYB.
I believe that unequivocally excellent customer service is key to the success of any business, and I strive to cultivate long-term relationships with each and every client. I'm very down-to-earth and approachable, but I take my responsibilities to my clients extremely seriously, so you can rest assured that in addition to being completely honest, open and ethical when dealing with your financial affairs, I will also work tirelessly behind the scenes with the likes of lenders, solicitors and estate agents to ensure that you receive the fastest and most efficient service possible.
The list of options seems endless, and it can often prove difficult or confusing for borrowers when trying to reach the right conclusions.
This is where a competent & experienced Mortgage Adviser can help smooth the path to finding the right solution for you.
We use sophisticated mortgage sourcing products, combined with a full appreciation of our clients requirements and current market conditions. We provide mortgage solutions from the whole of the market. This includes both 'Intermediary' and 'direct to lender' deals.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE
Some Buy to Let mortgages are not regulated by the Financial Conduct Authority
Equity Release refers to a range of products that let you access the equity (cash) tied up in your home if you are over the age of 55.
You can take the money you release as a lump sum or, in several smaller amounts or as a combination of both.
Equity Release plans are not right for everyone. If you are unsure about which product is right for you, you should seek advice from a qualified Equity Release adviser and ask for a personalised illustration.
We are members of the NACFB with access to over 140 commercial lenders and can help business owners and investors secure suitable funding lines.
Commercial Finance is not regulated by the Financial Conduct Authority
If you have anyone financially dependent on you, such as a partner, sibling, children or even an ageing parent, then Life Insurance is for you. People take out life insurance policies to ensure that, if they die, their loved ones are looked after. Life insurance can help with paying off debts, household bills, childcare costs and account for your mortgage payments.
We have access to a large range of providers offering Defaqto 5-star rated cover.
The importance of having a Will can't be stressed enough whether you're young and just bought a property with plans to start a family or you're older and have amassed a significant amount of wealth - leaving the risk of your loved ones not inheriting from your hard work just isn't an option.
A Lasting Power of Attorney (LPA) can be crucial as it enables - in the event of incapacity - people to nominate someone they trust to make decisions for them, about their property and financial affairs, as well as medical matters.
Will Writing & LPA's are not regulated by the Financial Conduct Authority
Completely Money
Clyde Offices
2nd Floor
48 West George Street
Glasgow
G2 1BP
Telephone : 0141 255 2968
Email : Please use the Contact Form
